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Additionally, customers for this kind of plan can have serious legal or criminal histories. It is essential to note that various providers supply a variety of issue ages on their guaranteed concern policies as low as age 40 or as high as age 80 - best life insurance for final expenses. Some will additionally offer higher face values, as much as $40,000, and others will certainly enable far better death advantage conditions by enhancing the rates of interest with the return of premium or reducing the variety of years until a full death benefit is offered